安省平均车险两年涨12%:这个城市狂涨近40%
根据RATESDOTCA Insuramap的数据,安省的平均车险保费在2023年较2021年上涨了12%,目前全省的平均估算保费为1744元,这是Insuramap调查历史上最大的增幅。其中Brampton车险保费两年上涨37%位居全省之首,多伦多两年上涨19%位居全省第二,而安省KEEWATIN、DRYDEN、SUMMER BEAVER、CLOYNE等地车险保费两年下跌超过50%,年保费只有几百元,最低的546元。
自2021年底RATESDOTCA对该省进行调查以来,平均估算车险保费从1555元上升至目前的水平。许多情况发生了变化。解除COVID限制意味着驾驶员基本上恢复了疫情前的常规生活。与此同时,由于通胀激增、车辆和零部件短缺、修理等待时间延长、汽车失窃增加以及索赔数量和严重性上升,保险公司的运营成本也在上升。
以下是一些关键数据:
Brampton再次成为全省平均费率最高的城市,每年2707元,平均估算费率上涨了37%。
约克区的城市在排名中占据主导地位,包括去年的冠军旺市。旺市每年费率为2158元,尽管其费率相对稳定,年同比仅下降1%。
多伦多(每年2325元)和密西沙加(每年2311元)取代了Ajax和Richmond Hill,分别排名第二和第三。
密西沙加在进入前五名并不陌生,但对于多伦多来说,这是第一次。多伦多的平均估算费率上涨了19%。
汉密尔顿在2021年从前十名中掉出,但今年重新成为保险费最贵的第九大城市,每年费率为1810元。该市的保费上涨了16%。
与上一次的Insuramap调查一样,有几个城市并列排名第十,包括Schomberg、King City、Stouffville、Aurora和Nobleton,估算保费为1801元。
这些保费平均值是以35岁男性驾驶员为样本报价得出的,该驾驶员没有索赔记录或交通违规记录,驾驶四门轿车。
安省各市镇车险保费排行:
Rank | City | 2023 premium | 2021 premium | Change (%) |
---|---|---|---|---|
1 | BRAMPTON | $2,707 | $1,976 | 37% |
2 | TORONTO | $2,325 | $1,953 | 19% |
3 | MISSISSAUGA | $2,311 | $1,971 | 17% |
4 | RICHMOND HILL | $2,188 | $2,025 | 8% |
5 | VAUGHAN | $2,158 | $2,179 | -1% |
6 | PICKERING | $1,985 | $1,959 | 1% |
7 | MARKHAM | $1,870 | $1,744 | 7% |
8 | OSHAWA | $1,839 | $1,833 | 0% |
9 | HAMILTON | $1,810 | $1,564 | 16% |
10 | SCHOMBERG | $1,801 | $1,766 | 2% |
10 | KING CITY | $1,801 | $1,766 | 2% |
10 | STOUFFVILLE | $1,801 | $1,582 | 14% |
10 | AURORA | $1,801 | $1,582 | 14% |
10 | NOBLETON | $1,801 | $1,766 | 2% |
11 | BOWMANVILLE | $1,796 | $1,378 | 30% |
12 | NEWMARKET | $1,763 | $1,582 | 11% |
13 | BRADFORD | $1,754 | $1,636 | 7% |
13 | HOLLAND LANDING | $1,754 | $1,582 | 11% |
14 | WINDSOR | $1,743 | $1,491 | 17% |
15 | LONDON | $1,730 | $1,505 | 15% |
16 | AJAX | $1,726 | $2,104 | -18% |
17 | CALEDON | $1,696 | $1,717 | -1% |
18 | WHITBY | $1,690 | $1,792 | -6% |
19 | OAKVILLE | $1,683 | $1,408 | 20% |
19 | GEORGETOWN | $1,683 | $1,526 | 10% |
19 | ACTON | $1,683 | $1,526 | 10% |
20 | GUELPH | $1,676 | $1,391 | 21% |
21 | CAMBRIDGE | $1,669 | $1,412 | 18% |
22 | PRICEVILLE | $1,660 | $1,459 | 14% |
22 | MULMUR | $1,660 | $1,689 | -2% |
22 | ORANGEVILLE | $1,660 | $1,766 | -6% |
22 | CANNINGTON | $1,660 | $1,351 | 23% |
22 | SHELBURNE | $1,660 | $1,636 | 1% |
22 | KESWICK | $1,660 | $1,582 | 5% |
23 | KITCHENER | $1,654 | $1,346 | 23% |
24 | WATERDOWN | $1,622 | $1,368 | 19% |
24 | BINBROOK | $1,622 | $1,368 | 19% |
25 | SELKIRK | $1,617 | $1,580 | 2% |
26 | AMHERSTBURG | $1,616 | $1,383 | 17% |
26 | COMBER | $1,616 | $1,383 | 17% |
26 | LASALLE | $1,616 | $1,383 | 17% |
26 | PELEE ISLAND | $1,616 | $1,383 | 17% |
26 | ESSEX | $1,616 | $1,383 | 17% |
27 | MILTON | $1,612 | $1,498 | 8% |
28 | BRANTFORD | $1,602 | $1,369 | 17% |
29 | WATERLOO | $1,594 | $1,351 | 18% |
30 | INNISFIL | $1,588 | $1,582 | 0% |
31 | BURLINGTON | $1,586 | $1,374 | 15% |
32 | WELLESLEY | $1,581 | $1,318 | 20% |
32 | ST GEORGE BRANT | $1,581 | $1,368 | 16% |
32 | CAMPBELLVILLE | $1,581 | $1,368 | 16% |
33 | DUBREUILVILLE | $1,578 | $1,398 | 13% |
34 | THESSALON | $1,564 | $1,398 | 12% |
34 | FOLEYET | $1,564 | $1,398 | 12% |
34 | MANITOWANING | $1,564 | $1,398 | 12% |
35 | FORT ERIE | $1,560 | $1,327 | 18% |
35 | NIAGARA FALLS | $1,560 | $1,327 | 18% |
36 | SHEDDEN | $1,535 | $1,318 | 16% |
36 | COURTICE | $1,533 | $1,378 | 11% |
36 | NEWCASTLE | $1,533 | $1,378 | 11% |
37 | ELMVALE | $1,518 | $1,351 | 12% |
37 | SUNDERLAND | $1,518 | $1,351 | 12% |
37 | UXBRIDGE | $1,518 | $1,351 | 12% |
38 | DEVLIN | $1,516 | $1,283 | 18% |
39 | LAKEFIELD | $1,492 | $1,351 | 10% |
39 | KENDAL | $1,492 | $1,175 | 27% |
40 | HURON PARK | $1,491 | $1,318 | 13% |
40 | OIL SPRINGS | $1,491 | $1,318 | 13% |
41 | OWEN SOUND | $1,484 | $1,318 | 13% |
41 | ROSTOCK | $1,484 | $1,318 | 13% |
41 | PORT ELGIN | $1,484 | $1,318 | 13% |
41 | MEAFORD | $1,484 | $1,318 | 13% |
41 | COURTLAND | $1,484 | $1,318 | 13% |
41 | PARIS | $1,484 | $1,318 | 13% |
41 | SARNIA | $1,481 | $1,256 | 18% |
42 | FORT FRANCES | $1,479 | $1,283 | 15% |
43 | GODERICH | $1,471 | $1,318 | 12% |
43 | STRATFORD | $1,471 | $1,318 | 12% |
43 | ST MARYS | $1,471 | $1,318 | 12% |
43 | HANOVER | $1,471 | $1,318 | 12% |
43 | WOODSTOCK | $1,471 | $1,331 | 11% |
43 | TILLSONBURG | $1,471 | $1,318 | 12% |
43 | ELMIRA | $1,471 | $1,318 | 12% |
43 | FERGUS | $1,471 | $1,318 | 12% |
43 | INGERSOLL | $1,471 | $1,318 | 12% |
43 | STRATHROY | $1,471 | $1,318 | 12% |
43 | NEW HAMBURG | $1,471 | $1,318 | 12% |
43 | KINCARDINE | $1,471 | $1,318 | 12% |
43 | LISTOWEL | $1,471 | $1,318 | 12% |
44 | PORT COLBORNE | $1,463 | $1,327 | 10% |
44 | THOROLD | $1,463 | $1,327 | 10% |
44 | GRIMSBY | $1,463 | $1,368 | 7% |
44 | WELLAND | $1,463 | $1,327 | 10% |
45 | SHUNIAH | $1,450 | $1,369 | 6% |
45 | THUNDER BAY | $1,450 | $1,369 | 6% |
45 | NEEBING | $1,450 | $1,369 | 6% |
46 | KENORA | $1,445 | $1,283 | 13% |
46 | KASABONIKA | $1,445 | $1,283 | 13% |
46 | INGOLF | $1,445 | $1,310 | 10% |
46 | SIOUX LOOKOUT | $1,445 | $1,283 | 13% |
47 | KINGSVILLE | $1,440 | $1,383 | 4% |
47 | BORDEN | $1,440 | $1,636 | -12% |
47 | MIDLAND | $1,440 | $1,351 | 7% |
47 | SIMCOE | $1,440 | $1,318 | 9% |
47 | MINESING | $1,440 | $1,351 | 7% |
47 | WALLACEBURG | $1,440 | $1,383 | 4% |
47 | PORT STANLEY | $1,440 | $1,278 | 13% |
47 | WASAGA BEACH | $1,440 | $1,582 | -9% |
47 | LEAMINGTON | $1,440 | $1,383 | 4% |
47 | ST THOMAS | $1,440 | $1,278 | 13% |
47 | AYLMER | $1,440 | $1,318 | 9% |
47 | ORILLIA | $1,440 | $1,351 | 7% |
47 | CHATHAM | $1,440 | $1,383 | 4% |
47 | COLLINGWOOD | $1,440 | $1,318 | 9% |
47 | DELHI | $1,440 | $1,318 | 9% |
47 | PENETANGUISHENE | $1,440 | $1,351 | 7% |
47 | DUNNVILLE | $1,440 | $1,394 | 3% |
48 | LIVELY | $1,429 | $1,258 | 14% |
48 | ESPANOLA | $1,429 | $1,378 | 4% |
48 | VAL CARON | $1,429 | $1,258 | 14% |
48 | ELLIOT LAKE | $1,429 | $1,398 | 2% |
48 | GARSON | $1,429 | $1,258 | 14% |
48 | HANMER | $1,429 | $1,258 | 14% |
49 | ST CATHARINES | $1,410 | $1,327 | 6% |
50 | KIRKLAND LAKE | $1,397 | $1,306 | 7% |
50 | SOUTH PORCUPINE | $1,397 | $1,398 | 0% |
50 | TIMMINS | $1,397 | $1,378 | 1% |
50 | HEARST | $1,397 | $1,398 | 0% |
50 | COBALT | $1,397 | $1,351 | 3% |
50 | IROQUOIS FALLS A | $1,397 | $1,398 | 0% |
51 | NOVAR | $1,379 | $1,187 | 16% |
51 | GRAVENHURST | $1,379 | $1,187 | 16% |
51 | ROSSEAU | $1,379 | $1,187 | 16% |
51 | HUNTSVILLE | $1,379 | $1,187 | 16% |
51 | NORTH BAY | $1,379 | $1,351 | 2% |
51 | MCKELLAR | $1,379 | $1,187 | 16% |
51 | STURGEON FALLS | $1,379 | $1,351 | 2% |
51 | LORING | $1,379 | $1,351 | 2% |
51 | KILWORTHY | $1,379 | $1,187 | 16% |
51 | BRACEBRIDGE | $1,379 | $1,187 | 16% |
51 | UTTERSON | $1,379 | $1,187 | 16% |
51 | PARRY SOUND | $1,379 | $1,187 | 16% |
52 | OTTAWA | $1,321 | $1,257 | 5% |
53 | CASSELMAN | $1,307 | $1,206 | 8% |
53 | RUSSELL | $1,307 | $1,206 | 8% |
53 | CURRAN | $1,307 | $1,255 | 4% |
53 | NAVAN | $1,307 | $1,206 | 8% |
53 | HAWKESBURY | $1,307 | $1,239 | 5% |
53 | ROCKLAND | $1,307 | $1,206 | 8% |
54 | BOBCAYGEON | $1,305 | $1,351 | -3% |
55 | CORNWALL | $1,289 | $1,132 | 14% |
55 | MARTINTOWN | $1,289 | $1,132 | 14% |
56 | IROQUOIS | $1,276 | $1,132 | 13% |
56 | KEMPTVILLE | $1,276 | $1,185 | 8% |
56 | PORT HOPE | $1,276 | $1,175 | 9% |
56 | PICTON | $1,276 | $1,175 | 9% |
57 | TRENTON | $1,259 | $1,175 | 7% |
57 | COBOURG | $1,259 | $1,175 | 7% |
57 | PETERBOROUGH | $1,259 | $1,351 | -7% |
57 | LINDSAY | $1,259 | $1,351 | -7% |
57 | KINGSTON | $1,259 | $1,132 | 11% |
57 | BELLEVILLE | $1,259 | $1,175 | 7% |
57 | AMHERSTVIEW | $1,259 | $1,132 | 11% |
58 | SUDBURY | $1,249 | $1,258 | -1% |
59 | CARLETON PLACE | $1,232 | $1,206 | 2% |
59 | GANANOQUE | $1,232 | $1,132 | 9% |
59 | SMITHS FALLS | $1,232 | $1,185 | 4% |
59 | ELIZABETHTOWN | $1,232 | $1,132 | 9% |
59 | PERTH | $1,232 | $1,206 | 2% |
59 | BROCKVILLE | $1,232 | $1,132 | 9% |
60 | BARRIE | $1,225 | $1,582 | -23% |
61 | SAULT STE. MARIE | $1,185 | $1,398 | -15% |
62 | PEMBROKE | $1,175 | $1,206 | -3% |
62 | NAPANEE | $1,175 | $1,175 | 0% |
62 | PETAWAWA | $1,175 | $1,206 | -3% |
62 | ARNPRIOR | $1,175 | $1,206 | -3% |
62 | RENFREW | $1,175 | $1,206 | -3% |
62 | BARRYS BAY | $1,175 | $1,253 | -6% |
63 | ALLISTON | $1,152 | $1,636 | -30% |
64 | ORONO | $1,047 | $1,351 | -23% |
64 | PORT PERRY | $1,047 | $1,351 | -23% |
65 | CHESLEY | $894 | $1,318 | -32% |
66 | KAPUSKASING | $888 | $1,306 | -32% |
67 | KEEWATIN | $586 | $1,283 | -54% |
67 | DRYDEN | $586 | $1,283 | -54% |
67 | SUMMER BEAVER | $586 | $1,310 | -55% |
68 | CLOYNE | $546 | $1,185 | -54% |
- https://rates.ca/resources/ontario-car-insurance-rates-jump-12-percent-2023
好像有点道理,尽管政治不正确