A few years ago, I bought RRSP until last year. When I took it out, I was charged for 10% of my investment. I was very upset. I asked the staff of Scotia Bank "why? That's my original money from my pocket." All my interests for 6 years' investment have been lost and I paid for another 10% of my money. That's terrible. Be careful not to be cheated by RRSP.
这个事情你要搞清楚。ＲＲＳＰ是一套制度非常严和规范的系统，尤其是放在银行里面，我不认为存在Trap的可能。
１、估计你还未退休，那你拿出来是要按当年的收入纳税的。
２、５０００元以下银行帮忙代缴１０％的税给税局，然后报税的时候由税局根据你应该纳的再返还。
３、５０００元以上银行会代缴２０％。
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milaoshu
2009-02-24 18:02
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A few years ago, I bought RRSP until last year. When I took it out, I was charged for 10% of my investment. I was very upset. I asked the staff of Scotia Bank "why? That's my original money from my pocket." All my interests for 6 years' investment have been lost and I paid for another 10% of my money. That's terrible. Be careful not to be cheated by RRSP.
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