说得没错！
最近，又看到某位白痴经纪大言不惭，以2009年为例说明加拿大房价不会下跌。那么，2008-2009年的房价正常下跌为何半路终止，并且掉头回升，当时到底发生了什么？《The Global and Mail》最近倒是披露了一点内幕：
“The risks of easy money were now clear, and Mr. Flaherty was forced to respond. In July, 2008, he announced that government-backed mortgage insurance would no longer be eligible on 40-year mortgages. The new maximum was 35, and a down payment of at least 5 per cent would be required. The rules were scheduled to kick in Oct. 15.
By the time that date arrived, though, bad mortgage debt had tipped the world into a full-blown financial crisis; a global recession soon followed. Oil prices plunged, Canada’s manufacturing sector seized up, and companies began laying off thousands of workers.
Ottawa had a few levers to try to cushion the drop. The real estate market was one of them. Mr. Flaherty and his mandarins realized that CMHC could play a useful role. By using its balance sheet, it could ensure that banks had the money so they would keep lending during the crisis.
So in early October – the week before his new mortgage rules took effect – Mr. Flaherty placed a call to a high-ranking CMHC official to deliver a command. The Crown corporation would need to start buying tens of billions of dollars in mortgages from Canada’s banks, giving those banks cash to make new loans.
Under those orders, CMHC bought $69-billion worth of mortgages. It was a strategic move by the government: The banks continued to lend, Canadians continued to borrow, and after a short downturn, housing prices began to snap back in early 2009, helping to lead the country out of recession.”
由此可见，如果不是加拿大政府的幕后操纵，加拿大的房地产市场在2009年就应该一直跌下去了，而且与现在不同，当时市场上，无论是买方、卖方，还是经纪，都还是理智的，都在心里接受了房价将出现调整这一事实。而这一政府操纵的主谋，就是Flaherty。
现在，加拿大的房价已经在09年的高位上疯狂上涨到离谱的地步，不能不说加拿大政府已经吹出了一个大泡沫；而在这样的高位上，人们还像打了鸡血一样不顾一切往里跳，只能说政府推高房价的政策已经让人们失去了理智（因为政府在2009年推高房价，正是打击了理智消费者，奖励了冒险家）——一个丧失了理智的疯狂市场，离崩溃还远吗？
现在，加拿大的经济已经进入了一个死结：高房价造成负债率节节攀升，高负债率又绑架了银行，政府如果打压房价，搞不好就会重蹈美国房地产崩盘的覆辙；政府如果不打压房价，则负债率还会继续攀升，最终......。同时，高房价带来的年轻人的愤怒与日俱增，政府急于找替罪羊帮自己解脱（前些日子说中国人提巨量现金入境炒房，今天又说神秘的外国买家是幕后推手），其实真正的罪魁祸首就是政府本身，其他人只是顺势而为、推波助澜而已。
现任加拿大央行行长马克·卡尼，将在今年六月就职英国央行行长。这老兄滑头着呢，加拿大要是经济前景一片光明，他会离开吗？做为央行行长，他太清楚加拿大的经济现状了，与其和大船一起沉没，不如见好就收，赶紧下船，换到已开始复苏的英美大船上（人家英美可没有强行扶持高房价，而是任市场进行正常调整）。加拿大经济再出什么问题，都与他无关了，还会给人留下“卡尼在，加拿大经济就好；卡尼走了，加拿大经济就不行了”的假象——玩政治玩到这份上，实在是高手。
加拿大房屋价格上涨背后看不见的手