教训，一般说来，家里孩子小，父母必须买人寿保险，万一 出个什么事情不至于卖房子。
单位一般 的 人寿险是两年薪水或者十几万，加上自己买的，可以把房子付清。
这基本是家家都有的。
"Liu's wife Fanyan Bu tells CTV Ottawa she later learned of a yellow flag that had been raised at the beach, but insists the family had not been told about it."
再则，出去玩，就必须当心， 沙滩上有黄旗就是浪大，不能下海游泳，怎么带个小孩到那么深水的地方？那里我也去过，沙滩很平的，一般不至于被卷走。 带个孩子，浪大还下海，很容易出事。 教训， 遵守规则，不要冒险，安全健康最重要。
Agree.
Feel sad for the family. Hope the kids are ok.
Insurance is more important than the house. In case anything happens, it's the protection for the family, especially for those who have young kids at home. In canada, after tax, most of the families don't have saving. it's difficult to donate more to the family who needs. So buy a term insurance probably only causes as the same as one time DIMSUM in the restaurant. Just skip the DIMSUM once a month for the insurance. I am not a insurance JJ.
为救7岁儿子 40岁华裔爸爸魂断古巴