不是的。保险是从从境起计的。政府网原文如下。超级签证最多一次住两年。再入境要再买的，也要守这个规定的。
?Applicants must also submit proof that they have purchased Canadian medical insurance that: ?is valid for a minimum period of one year from the date of entry to Canada;
?provides a minimum of $100,000 in coverage; and
?covers the applicant for health care, hospitalization and repatriation.
如果真如文中所说只买了1万元， 那就是犯法的。超级签证规定是最少1年和最少10万。
Super Visa applicants must submit proof that they have purchased private medical insurance from a Canadian insurance company which is valid for a minimum of one year and offers a minimum of $100,000 in coverage for health care, hospitalization and repatriation.
http://www.cic.gc.ca/english/department/media/backgrounders/2011/2011-12-01.asp
上海老人探亲摔成高位截瘫急需社区援助