美联储每年将加息1%至2017,fixed mortgage rate is not determined by the Bank of Canada’s overnight lending rate (which is 0.5% now), but DETERMINED by bond yields. For five-year fixed-term mortgages, look at 5-year bond yields. 也就是说,美联储加息后,五年的债券收益(bond yields)肯定提高的。BMO的银行最赚钱的业务就是房贷, 当然它会忽悠广大民众了。
BMO:经济衰退 美加息 都无法撼动房市