Uber就是有组织的收费carpool,她最大的问题就是安全,这种事情1%是不干的,在美国还行,在加拿大问题是汽车保险昂贵,个人保险不保商业用途运载的客人,Uber规定个人责任保险必须至少500万,但是出现意外泥,你只能求上帝不要.
What is Uber? A ridesharing service that involves regular individuals, as well as professional drivers, by matching them with passengers through a mobile app.
There are two ways to become an uber driver: “uberX” or “UberBLACK.”
To be an “uberX” driver, you must be 21 years old, have a personal license and personal automobile insurance. You do not need any previous experience or a special license (just your own mid or full-size vehicle.) If you plan to become an “UberBLACK” driver you must be a professional chauffeur with a commercial license and commercial insurance.
Seems easy enough, right?
Wrong.
What Uber fails to mention is the scope of insurance needed to participate if you plan on becoming an uberX driver. And even though the uberX platform is backed by $5 million of contingent auto liability insurance, drivers must make sure their own coverage is adequate.
As a regular driver (not a commercial driver) your personal auto insurance is not purchased on the basis of being compensated; if it were, the expectation is full-disclosure to your insurer. Therefore, if anything should happen while taxiing someone as an uberX driver, there are two major questions to keep in mind:
(1) Is your insurance valid or void?
(2) And, if the insurance is not void (despite failing to disclose the use of your own personal vehicle for compensation) do you have adequate insurance coverage? (a minimum of $2 million liability)
Each day we drive people around using our own personal vehicles. The difference in the Uber case is that your personal insurance could become void as a result of non-disclosure to your insurer. To read more about exclusions according to the Alberta Auto Policy, click here and see section 8.
多市议员炮轰Uber司机：滚出我的选区