世界日报：退休福利计画 恐引爆社会问题

Is this a rap 🙂

http://en.wikipedia.org/wiki/Health_care_in_the_United_States Some are funded by the government. I guess most people will admit, Canadian health system is better than that of USA.

Will response later. Have to catch my train 🙂

I can agree partly with this post. Let's think further. Why are those define benefit plans unable to maintained? Oh, they are under funded and the companies have to contribute to them. So why are they under funded? Because the funds lost money on the market. So who caused them to lose money? Not the fund managers, not the unions, not the employees, BUT the suckers on Wall Street! Blame them if you want. And who caused the financial disaster in 2008-2009? Those so called bankers, financial advisors, traders etc. So what are they doing? Sucking blood from average Joes. They don't manufacture, invent, construct. They are using their smart brain to play games, number games! They are moving money from one's pocket to another. That's all they have been doing.

回复 橡皮鱼："Why are they underfunded?" Because they were underfunded on the first place (main reason), and because fund managers of these pension plan sucks. I do not like Wall (or Bay) Street suckers as well, but you blamed the wrong guy in this case. "They (Wall Street suckers) don't manufacture, invent, construct.": wrong. These suckers manufacture, invent and construct financial products. We can argue those products sucks, but remember the foundation of capitalism is capital, and these sucker plays key roles.

回复 账号无法删除：You can call those things "products", I call them "games", they are merely playing games. and their irresponsibility caused major havoc all around the world. the foundation of capitalism is capital, but is it right for average Joes? Moving money around does not create social wealth directly, like nor does the transportation industry or retail industry. But moving money around and make the society work more efficiently, and thus contribute indirectly to the wealth. Nowadays, the action of moving money around goes to such an extent that it permeates into daily life, enjoying far greater advantage over other industry. This is WRONG. The human society can not just work on virtual wealth, it is just numbers. Most DB plans were not underfunded at the first sight. They are now underfunded because those guys drives everything up and down to make money, that is what they live up for. While you contribute to the plan, the money was/is largely eaten up by those bastards.

NDP当政时建立了CPP. CPP设立之初只收收入的1.9%, 给当时退休的人用, 不是留着给交CPP的人用. 交CPP的人退休了, 由更年轻的人交CPP给他们用. 后来退休的人越来越多, 退休后领CPP的年头越来越长, CPP占收入的比例开始大幅上升, 现在占收入的9%, 还不够政府给退休的人发的! 今年大选NDP的一个要点是CPP供款加倍, 占收入的18%. CPP说白了就是政府收的养老税, 你交了给别人花.说是加拿大有史以来最大的庞氏诈骗案, 也对, 收越来越多的新钱, 去还旧钱的窟窿. NDP几十年前干的蠢事终于资不抵债了.

回复 法官：都是NDP惹的祸，幸亏它没上台，如果让它执政，加拿大会得更遭。

回复 法官：I don't like NDP either, but NDP当政? Sorry for my ignorance, I know they just be offical opposition last month and just celebrated their 50 years anniversary yesterday. Have they ever in power and form federal government?

Most corporations stopped pension plans years ago. The only keep pension plan for elder workers.

还可以有更美好的理想: 人人按需分配, 想住什么房子就住什么房子, 想吃什么就吃什么, 从来不缺钱! 问题是支持这么美好的理想, 钱从哪里来? 象NDP说的钱长在树上?

回复 法官：看来加拿大也不应该由public health，也是大多数人出钱给少部分人看病。 看来加拿大也不应该有保险，理由同上.... 看来世界上都不应该有保险，理由同上.... 看来所有3rdparty避险机制都不应该存在，人类应该回到弱肉强食的地步.... 以上是对法官大人的总结。望指正

回复 橡皮鱼：有误！！！ 。 广大纳税人是希望自己付的税费，应该更公平地被利用，像PUBLIC HEALTH，EDUCATION这些。纳税人没有意见！ 。 而不是被一部分有特权的人滥用！例如TTC，POSTAL WORKER这些垄断行业！！ 。 很多正规大公司，都是通过员工个人购买，企业部分资助等形式进行退休计划安排的。当然，也是企业和员工个人自负盈亏的。 。 但，不是像某些垄断行业一样，是退休计划是GUARANTEED的。那么，万一计划到最后行不通，出现亏损怎么办（就像现在邮政工人一样）？？？ 向纳税人伸手要！！因为理论上讲，纳税可以占纳税人收入的百分之百！！现在才几个PERCENT，所以，这个GAME还可以持续玩很久很久！！直至破产为止！！！ 。 你说3rd PARTY避险机制不应存在，那是BS，你现在买的汽车保险不就是3RD PARTY INSURANCE吗？！自己花自己的钱，光明正大！！！