世界日报：退休福利计画恐引爆社会问题

发布：2011年06月20日 06:27 来源：世界日报

37 评论

发布：2011年06月20日 06:27

来源：世界日报

(世界日报) 无论是近期的加拿大邮政工人还是加拿大航空公司工人的罢工，均是退休福利计画惹的祸。专家称，对于加拿大人来讲，退休福利在不远的将来这必定成为一个焦点问题。

由于越来越多的加拿大人已到退休年龄，但经济衰退造成一些公司经营出现严重赤字，公司的退休福利计画也面临修改。

加拿大邮局称有32亿2000万元的退休福利赤字；加航也称公司目前面临21亿元的赤字，对退休员工的支付比在职员工还要多。

專家稱退休福利計畫日漸成社會問題，不容小覷。圖哈利法克斯郵政工人18日集會抗議，截至19日全國郵局仍處於停業狀態，而勞資雙方爭議的焦點之一就是退休福利問題。（加通社）

（专家称退休福利计画日渐成社会问题，不容小觑。图哈利法克斯邮政工人18日集会抗议，截至19日全国邮局仍处于停业状态，而劳资双方争议的焦点之一就是退休福利问题。加通社）

「个人养老金计画手册」（The Essential Individual Pension Plan Handbook）的作者麦瑞克（Peter Merrick ）称，加拿大人在退休后的寿命越来越长，而退休福利计画却不断缩水。目前加拿大人的平均寿命是81岁，这些计画已远远不够支持退休后30至40年的生活。

不过，加拿大汽车工人工会（Canadian Auto Workers Union）分析师斯坦福（Jim Stanford）则称，随著经济的复苏，股票市场重新正常运作后，退休福利计画也会逐渐缓和，一切只是时间问题。而资方当前的做法却是欲将整个养老金系统抛弃。

加航现行的退休福利计画是无论航空公司业绩如何，都给退休员工发放稳定的退休金，因而一度给公司带来额外负担，所以加航打算实施新的退休福利计画，即支付给退休员工的退休金取决于公司的经营状况。

目前有工作的加拿大人中享有退休福利的不到一半，而享有福利的人中也大多是政府工作人员。

麦瑞克称，加拿大人应该改变观念，不能只依赖于政府或者公司发放养老金，个人可通过注册退休储蓄计画（RRSP）或其他投资方式养老。

斯坦福则称，希望联邦政府延长加拿大人的退休福利计画，但不幸的是哈珀政府更强调个人节余计画。

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网友评论

网友评论仅供其表达个人看法，并不表明 51.CA 立场。

实在人 2011-06-21 02:45

you can agree what? if you agree, then you agree. if you don't agree, then you don't agree. what do you mean you can agree? do you mean that you are able to agree? do you mean that you are going to agree? or do you just want to say that i would agree?

账号无法删除 2011-06-21 10:54

Is this a rap 🙂

xiaofeiyu 2011-06-20 16:04

美国汽车公司破产或面临破产很大的原因是背负不起退休人员的福利，早改比破产以后再改好。

hack2 2011-06-20 14:12

这就象是美国的医疗保健计划，由的公司有，有的公司没有。和政府无关。

橡皮鱼 2011-06-20 14:19

http://en.wikipedia.org/wiki/Health_care_in_the_United_States Some are funded by the government. I guess most people will admit, Canadian health system is better than that of USA.

橡皮鱼 2011-06-20 13:32

回复 14# loneshepherd I pay "premium" for CPP, and get rewarded when I retire and I WILL RETIRE, whereas unfortunate things don't necessarily happen to me. According to this, CPP is better than private insurance. 🙂 Further, as per private insurance company, I pay premium and the company use my and others' premium to generate profit as well as move some of the money to "fat cat" CEOs plus regular employees employed by the company. While, as per CPP, I pay premium, and the government use my premium and others' premium to fund retirees and pay salaries to government commissioners as well as regular employees employed by the government. SO, WHAT IS THE DIFFERENCE? Not just kidding, but arguing. Don't be too RIGHT.

账号无法删除 2011-06-20 16:14

Will response later. Have to catch my train 🙂

账号无法删除 2011-06-20 12:30

Pension Plan is like a " Sword of Damocles" hanging on the necks of (private or crown) corporations. There is no way for a business to run when there is huge uncertainty ahead: even unions know that. The unions just don't want to give up anything.

橡皮鱼 2011-06-20 13:50

I can agree partly with this post. Let's think further. Why are those define benefit plans unable to maintained? Oh, they are under funded and the companies have to contribute to them. So why are they under funded? Because the funds lost money on the market. So who caused them to lose money? Not the fund managers, not the unions, not the employees, BUT the suckers on Wall Street! Blame them if you want. And who caused the financial disaster in 2008-2009? Those so called bankers, financial advisors, traders etc. So what are they doing? Sucking blood from average Joes. They don't manufacture, invent, construct. They are using their smart brain to play games, number games! They are moving money from one's pocket to another. That's all they have been doing.

账号无法删除 2011-06-20 16:14

回复橡皮鱼："Why are they underfunded?" Because they were underfunded on the first place (main reason), and because fund managers of these pension plan sucks. I do not like Wall (or Bay) Street suckers as well, but you blamed the wrong guy in this case. "They (Wall Street suckers) don't manufacture, invent, construct.": wrong. These suckers manufacture, invent and construct financial products. We can argue those products sucks, but remember the foundation of capitalism is capital, and these sucker plays key roles.

橡皮鱼 2011-06-20 16:39

回复账号无法删除：You can call those things "products", I call them "games", they are merely playing games. and their irresponsibility caused major havoc all around the world. the foundation of capitalism is capital, but is it right for average Joes? Moving money around does not create social wealth directly, like nor does the transportation industry or retail industry. But moving money around and make the society work more efficiently, and thus contribute indirectly to the wealth. Nowadays, the action of moving money around goes to such an extent that it permeates into daily life, enjoying far greater advantage over other industry. This is WRONG. The human society can not just work on virtual wealth, it is just numbers. Most DB plans were not underfunded at the first sight. They are now underfunded because those guys drives everything up and down to make money, that is what they live up for. While you contribute to the plan, the money was/is largely eaten up by those bastards.

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