Remeber n years ago, Mr. Wang died in a Car accicent left wife and two young kids (2 & 5 years old). Friends of Mr. Wang want to hlep this family out. Mrs. Wang Said " We have enough money to cover this, we don't need people to donate their money to us, but we need somebody as volunteers to help taking care of the kids". Mr. Wang just working as a labour and Mrs. Wang staying home to take care of two kids. Comparing to Mr. Liu and Ms. Bu family, Mr. wang's family needs more financial support. ...... N year flies by, hope Mrs. Wang and two kids are good.
Everyone can afford accident insurance, which is available from banks. No medial check up is required, for example, you can buy 150,000 insurance for each individual of a couple at about $28.00 per month altogether. If someone dies by accident, it covers. I bought it for our family. At beginning I spent $18.00 per month to buy $100,000 for us (each of us was covered $100,000), then I spent $10.00 extra to cover up to $150,000 for each of us.
Please note, it is much less than buying a term or regular life insurance, the insurance agents may not want to share this information.
为救7岁儿子 40岁华裔爸爸魂断古巴